Monday, November 28, 2011

Are Romney and Huntsman the Only Serious 2012 GOP Candidates?

ORLANDO, FL - SEPTEMBER 22:  Republican presid...

Image by Getty Images via @daylife

The GOP field is crowded still, but it won?t be for long. Primaries kick off in just over a month, and so far it?s still anybody?s game. Presumptive front-runner Mitt Romney continues to hold steady in the polls ? at second place. Following the birther-bump one-time candidate Donald Trump enjoyed, we?ve seen everyone from Michele Bachmann to Rick Perry to Hermain Cain and now Newt Gingrich rise up to the top slot only to crash back down again once voters realized what lousy candidates they were.

Many of these sometime front-runners are trying to capitalize on the Tea Party vote, but Colin Powell says that?s a losing game. ?The Tea Party point of view of ?no compromise whatsoever? is not a point of view that will eventually produce a presidential candidate who will win,? he said on ABC?s ?This Week With Christiane Amanpour.?

?Compromise is how this country was founded,? he said.

Compromise is also how Newt Gingrich achieved as much as he did as Speaker of the House and how Romney managed to pass healthcare reform in his state. It?s a quality that the current president has had from the get-go, much to the chagrin of anyone very far to the right or the left of him.

And yes, it really does win elections.

David Frum writes:

I?m looking for two chief things in a candidate for 2012:

  1. The temperament, judgment, deftness and largeness of spirit required in the presidential office; and
  2. The creativity and intellect to respond to the global economic crisis ? a crisis threatening to actually get worse if (or when) the euro implodes.

Those conditions obviously and categorically exclude the clownish Herman Cain, the daffy Ron Paul, the dim Rick Perry and the firebrand congresswoman Michele Bachmann.

It also excludes the very socially conservative Rick Santorum who ?speaks for too narrow a slice? of the American people, and Newt Gingrich.

Back in the 1990s, Gingrich made himself one of the most disliked figures in the recent history of American politics. As American political commentator Jay Cost reminds us, within 24 months of becoming Speaker, Gingrich had forced a shutdown of the federal government and sunk to an approve/disapprove rating of negative 25. There Gingrich languished through ethics challenges, impeachment and the revelation that he?d been carrying on an extra-marital affair while attacking Bill Clinton?s own sexual misconduct.

A Gingrich presidency, if such a thing can even be imagined, would be a chaotic catastrophe. A Gingrich nomination would yield an Obama landslide.

Not even newspaper endorsements in early primary states can save Gingrich from his own record.

That leaves Romney and Huntsman in the ring, as far as Frum is concerned. Like David, I like Huntsman?s independence and social stances. He?s a more inclusive, modern-times sort of Republican. Also like David, I find Huntsman?s economic agenda too far to the right.

I think Huntsman is probably not actually as fiscally conservative as his fairly radical plan suggests. David describes it as ?pure Wall Street Journal editorial page: Big tax cuts for the highest-income earners, radical cuts in retirement benefits for people now under 55.?

Is Huntsman trying to grab up whatever slice of the Tea Party vote he can in order to appeal to the base? His moderate stance on global warming, gay marriage, and his more anti-interventionist foreign policy views all make him a fairly unlikely GOP nominee. Maybe going full-bore fiscal conservative is just his strategy to net some enthusiasm in the Tea Party. Or maybe he really is just a deficit hawk who happens to be moderate in every other category but fiscal policy.

If Colin Powell is right, both Romney and Huntsman will have to stop trying so hard to sound like hardcore right-wingers in the general election. Both are pragmatists and right-of-center moderates, good qualities in the general but not so great during primary season.?Huntsman has been more willing to step outside of the orthodox party line but so far that hasn?t won him any lucky breaks. Romney is toeing the party line like his life depended on it.

If I had to put money on it, I?d still bet on Romney. He?s still trading way above the rest of the contenders at Intrade. Huntsman edges out Ron Paul for third place, with Gingrich coming in at a distant second. It may be that Huntsman rises when Newt settles back down to earth, and if that?s the case he could time it out perfectly. Iowa?s caucuses are on January 3rd followed a week later by the New Hampshire primary.

Ron Paul is another wildcard. Like Romney, it?s been difficult for the congressman to break out of steady third-to-fourth place numbers. He?s polling pretty steadily across the board. I suspect this has a lot to do with his foreign policy views which are unpopular among a large portion of the GOP base.

If either Paul or?Huntsman can get a burst of support and slide into the revolving front-runner spot, they could snatch victory out of the jaws of the Romney campaign. It?s almost a game of presidential roulette at this point. Anything could happen. This election season, it may be all in the timing.

Follow me on Twitter or Facebook. Read my Forbes blog here.

?

Source: http://www.forbes.com/sites/erikkain/2011/11/27/are-romney-and-huntsman-the-only-serious-2012-gop-candidates/

dark energy sherri shepherd sherri shepherd sean avery east river east river harry shum jr

Sunday, November 27, 2011

Retirement Guide on Life Insurance | Retirement Income Blog

Maybe you have reached retirement, don?t have any dependents, and now feel life insurance coverage is unnecessary for you. You could possibly be right. But if, later on, you have gathered debts and need them covered once you die, you may decide to do it with life insurance coverage ? or a different option. Here?s is a retirement guide? on various choices with life insurance coverage.

Retirement guide on obtaining a new life insurance policy
Should you worry about qualifying for new life insurance coverage to fulfill you?re demand?
Sure, if you want a coverage more than say $50,000 of death benefit. In such a case, your health wll decide qualifications. Health isn?t a concern for a small coverage. You?ve seen these late nigh Tv advertisements from AARP and Colonial Life on purchasing a $50,000 coverage regardless of health. The will charge you a lot but they will sell a policy to anybody.

Retirement guide on utilizing an existing life insurance coverage
If you have a life insurance coverage and really feel you may need it to handle spectacular debts at your death (e.g. mortgage, credit cards, etc), then keep it. One other reason to keep life insurance in retirement would be to equalize your estate. Say you?re leaving an asset that is difficult to separate, your home, to once son. You can leave the life insurance reward to the other son.

Retirement guide on life insurance coverage options
Financial companies have discovered it lucrative to provide insurance to take care of debt you incur with them. Credit card corporations and banking institutions provide insurance deductibles on your outstanding balances. This?ll probably cost you a few bucks every month. And if you die, this debt-based insurance policy pays that particular financial debt in full. Sometimes they do this for car loans.

Therefore if this kind of debt-based insurance is a better option than paying for a regular life insurance plan to cover your financial debt, go for it. And if so, and also you nonetheless have additional use for a normal life insurance coverage, be sure to subtract off the debt covered by your debt-based insurance from your forecasted death benefit needs for the regular life insurance coverage.

Be aware that any policy issues where wellness is not an issue for the insurance corporation usually costs much more. Your least costs policies always come from insurance organizations who need looking at your health history and sometimes a health insurance examination.

Retirement guide on liquidating an active life coverage
If you have a policy in retirement and no longer require it while you do not have debts or estate equalization issues as described above, you then could either surrender it to the insurance organization or sell it to a 3rd party. Just consult your insurance professional about both alternatives and also to get you the quotations.

Retirement guide: disclosures about life insurance
The acquisition of life insurance involves costs, fees, expenditures and possible surrender costs and relies on the overall health of the candidate. Not every candidates are insurable (excluding for instances exactly where the insurance provider provides a no-health review coverage). If a coverage is arranged as a changed endowment agreement, withdrawals will be subject to tax as ordinary income and withdrawals prior to age fifty nine ? are subject to a 10% penalty.

Source: http://www.retirement-income.net/blog/retirement-guide/retirement-guide-on-life-insurance/

susan sarandon motorola razr camille grammer camille grammer port charlotte florida buckyballs buckyballs