How To Begin A Home Based Business | ApostolicCM.com Answers

If you are looking to help make a few bucks and don?t want to complete everything that your manager claims, it is actually time to travel down the route of launching your own home enterprise. This informative article gives you several necessities you need to get the feet to the door.

A great suggestion for your own home business is to join the greater Company Bureau. This will be significant simply because a lot of people will check and ensure you are listed prior to they actually do any sort of company along with you. It is possible to with a little luck additional your excellent status with the BBB?s score of your respective firm.

With regards to taxes and your home business, you want to make certain that you realize it is possible to compose away your web charges. This will help you by helping cover their your taxes provided that you will certainly only write off of the portion that was basically useful for your company.

The following is a perception for the residence manage business! If you are helpful with correcting stuff in your home, you could potentially look at managing a Handy-man Support. Many homeowners do not have the fundamental expertise to produce straightforward maintenance to their houses. Getting an individual inside their area that they can contact is actually a made welcome efficiency. It is possible to establish your personal prices with the hour or from the venture, and have whole control over what careers you want to get.

Policy for the most detrimental! There is actually no way to organize for bad things to happen but in case you are all set for these people, if they come it can make points quicker to deal with. Have an effectively considered-out contingency strategy produced to assist you by way of this period. Discover a method and also hardwearing . organization working on bare minimum dollars.

Take a break every now and then to actually get your relaxing time. Confident, you need to make as much as you may inside your home business, but that doesn?t suggest you need to be running on your own sick and tired. You want to give yourself pauses every so often that you aren?t even thinking of work so that you can invigorate your mind and keep a healthier attitude.

Experience publications from the internal revenue service to successfully are filing for taxes properly. The IRS has many useful practical information on small enterprise and property enterprises. In the event you stick to these tips carefully, it is possible to decrease what you must pay in income taxes and get away from professing points you should not deduct form your taxes.

Starting a residence organization may often are most often a daunting project, but by organizing yourself beforehand you will have a lot more chance for good results. The first thing you must do is to sit down, and write down a step-by-step plan for the best way to apply your business. This will help you to understand what to perform next.

Now you get the knowledge needed to get started of what might be the very best decision of your life, put it to make use of. It might be an incredibly hard method and you will probably possibly struck speed bumps, but providing you keep the go in the game, you may be okay.

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Source: http://answers.apostoliccm.com/2012/07/how-to-begin-a-home-based-business-2/

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Williamsburg, Classes, Activities, Recreational Sports, Art, Dance ...

Sports and Athletic Classes
Sandlot Tots (ages 3-5)
Wednesdays, Aug. 8-29, 10-10:45 a.m
$35; $30 for JC/W residents
James City County Recreation Center
Hitting, fielding, base running and throws taught in a fun atmosphere. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Tumble Tots (ages 3-5)
Saturdays, Aug. 25-Sept. 22, 9:30-10:15 a.m.
$35; $30 for JC/W residents
James City County Recreation Center
Learn basic tumbling, motion skills and group cooperation through music and play. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Little Chippers & Little Drivers (ages 5-10)
Little Chippers/ages 5-7: Saturdays, Aug. 4-25, 9-10 a.m.
Little Drivers/ages 8-10: Saturdays, Aug. 4-25, 9-10 a.m.
$65/session; $60 for JC/W residents
Williamsburg National Golf Course
These introductory classes teach golf etiquette and the essential skills including solid contact, driving, chipping and putting. A limited number of clubs will be available or you can bring your own. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Sandlot Sluggers (ages 6-9)
Wednesdays, Aug. 8-29, 11-11:45 a.m.
$35; $30 for JC/W residents
James City County Recreation Center
Skills taught will focus on throwing, catching, positions in field, base running and hitting taught through drills, games and relays. Class will be held outdoors weather permitting. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Special Interest/Youth
Garden Detectives? Children?s Workshop (ages 4+), Free!
Saturday, Aug. 18, 10-11:30 a.m.
Freedom Park
With a guide, walk the Williamsburg Botanical Garden and count the petals, learn about good bugs ~ bad bugs and the micro habitats featured in the garden. Registration is encouraged at www.williamsburgbotanicalgarden.org.

Get Taken for a Ride (ages 7+)
Two Sessions: Monday, Aug. 20, 10-11:30 a.m. or Monday, Aug. 27, 10-11:30 a.m.
$65/session; $60 for JC/W residents
Stonehouse Stables, 2116-A Forge Rd.
Learn to groom and tack a horse and then take a 30-minute mounted trail lesson on one of our experienced lesson horses. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Discover the Beauty Inside (girls ages 11-14)
Wednesday, Aug. 8, 9 a.m.-5 p.m.
$45; 40 for JC/W residents
James City County Recreation Center
Learn how to handle pressure from peers and the media, how to live a healthy life and how to develop a positive self-image. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Dance
Magic Carpet Mornings (ages 7-12)
Saturdays, Aug.11-25, 10:30-11:30 a.m.
$20; $15 for JC/W residents
James City County Recreation Center
Introducing our first bellydance classes for young ladies! Enjoy instruction and games that will teach you steps and combinations as you learn to dance! No experience needed. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Bellydance FUNdamentals (ages 13+)
Mondays, Aug. 6-27, 7-8 p.m.
$30; $25 for JC/W residents
James City County Recreation Center
In each session we?ll learn a new set of FUNdamentals that work together to create this unique style of dance! No experience needed. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Beyond Beginners Bellydance! (ages 13+)
Thursdays, Aug. 9-Sept. 13, 6:30-7:30 p.m.
$40; $35 for JC/W residents
James City County Recreation Center
Join us as we work our way through a new choreography in each session! Some classes will require veils or zills and they?ll be available to borrow or purchase (additional fee). Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Shimmy Shakedown (ages 13+)
Thursdays, Aug. 9-30, 5:30-6:30 p.m.
$30; $25 for JC/W residents
James City County Recreation Center
This class will form combinations from various bellydance steps to get you moving! Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Bellydance Social (ages 13+)
Friday, Aug. 17, 6-7:30 p.m.
$10; $5 for JC/W residents, 308542-A
James City County Recreation Center
Our monthly open floor dance time allows you the opportunity to dance with and for other students in a supportive, encouraging, and friendly atmosphere. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Special Interest/Adults
How to Improve Your Posture & Prevent Pain, Free! New
Tuesday, Aug. 28, 3-4 p.m.
James City County Recreation Center
We'll discuss what posture patterns cause pain and why. Max. 10 participants. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Arthritis Demystified: An Introduction to Your Aging Body (& what to do about it), Free!
Tuesday, Aug. 14, 3-4 p.m.
James City County Recreation Center
We'll discuss the mysterious and frightening ?arthritis? diagnosis and turn it into something understandable and manageable. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Diabetes Risk Assessment Screening, Free!
Saturday, Aug. 4, 9:30 a.m.-12:30 p.m.
James City County Recreation Center
Drop by to take the Risk Assessment (paper test) and speak with the Sentara nurse. No blood test. This assessment is based on risk factors, controllable and uncontrollable. Info: jamescitycountyva.gov/recreation or call 757-259-4200.

Source: http://williamsburgfamiliessports.blogspot.com/2012/07/jcc-classes-and-activities-for-august.html

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Source: http://wall30.typepad.com/blog/2012/07/williamsburg-classes-activities-recreational-sports-art-dance.html

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Greenwich, CT: Connecticut's Best Cities For Your Home And Family ...

Greenwich, CT: Connecticut?s Best Cities For Your Home And Family

Greenwich is famous for its luxurious elegant seaside living, upscale shopping and varied recreational activities on the scenic Long Island Sound. Greenwich is New England gateway community bordering New York?s Westchester County. It is a prime location for convenient travel by highway or rail to major metropolitan centers making it one of Connecticut?s best communities for your family and home.

Known for its elegant living, the rambling estates and vast manors of historic Cos Cob, Old Greenwich and Riverside dot the coastline?s inlets. The rolling hills and manicured properties of Banksville and Round Hill offer truly exceptional homes in a range of styles and sizes from large country houses to streamlined contemporaries and condominiums. Smaller cottages and tasteful condos grace the coastline.

Inland, the landscape and architecture are equally desirable. Blending seamlessly with these residential communities are the corporate headquarters of nationally renown industrial firms and hedge funds.

Greenwich has an abundance of leisure and cultural activities. Downtown, Greenwich Avenue has many fine restaurants, boutiques and antiques shops. The town has four public beaches and numerous private beaches on the Long Island Sound, swim clubs, two inland lakes and municipal and private marinas for boaters.

Greenwich has numerous hiking trails, public parks for picnicking, bicycling, rollerblading and horse-back riding. Babcock Preserve is a popular 297 acre park that offers a variety of outdoor activities.

There are five country clubs with golf courses in Greenwich. The 18-hole Griffith E. Harris golf course is owned by the city. The Dorothy Hamill Ice Skating Rink offers fun for the whole family.

The independent Perrot Memorial Library and the fine public library, with a main building and two branches house important collections. The Downtown Library was built in the early 1800s surrounded by lush courtyards and features an art gallery, and music listening areas.

Greenwich?s Bruce Museum is home to collections of fine art, Native American and colonial relics, and local natural history exhibits. The Bruce Museum has visiting exhibits, lecture programs and an extensive educational programs for children.

Many independent and parochial schools contribute to Greenwich?s high-achieving, well-funded public school system along with the town?s Adult and Continuing Education programs.

The community?s keen interest in culture, the arts and the social welfare of its residents is illustrated by the Greenwich Arts Council, conservation groups, a senior center, two civic centers, local theater groups and an excellent health care system. The Arts Center features works by local artists and allows you to see the artists creating and performing their works.

Greenwich?s elegant living on the beautiful Long Island Sound, the convenience of a community that has such a country charm so close to major metropolitan centers, and the abundance of cultural and leisure activities makes Greenwich one of Connecticut?s best cities for your home and family.

Source: http://wp.autocontent.net/4/performing-arts/greenwich-ct-connecticuts-best-cities-for-your-home-and-family.html

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Microsoft Crowned Top U.S. Spammer -- Again

Microsoft has topped a list of biggest U.S. spammers for five out of the past 15 months, and for some of those months it ranked No. 1 in the world, according to a University of Texas study to flag the worst offenders in an effort to get them to improve their security.

Based on results culled from spam block lists, researchers found that Microsoft IP addresses were responsible for a big enough volume of spam to top their SpamRankings.net list for the U.S. in April and May 2011, and in March, April and June of this year, which is the latest ranking, says John S. Quarterman, a senior researcher with the project at the McCombs School of Business at UT Austin. (See also When Viagra Comments on Your Blog and Other Spam Red Flags."

NEWS: Cybercriminals no longer control the third largest spam botnet, researchers say

BLACK HAT: Cyber-espionage operations vast yet highly focused, researcher claims

The project analyzes raw data about where spam traffic comes from and tracks down what organization owns the offending IP addresses. The raw data is gathered by groups outside UT, and the Microsoft rankings are based on those compiled by Passive Spam Block List.

While Microsoft didn't respond to requests for comment over the past week, Quarterman says one factor in the high volume of Microsoft spam may be that part of it is MSN, the Microsoft portal that includes its ISP. "Its purpose is to let people have access to the Internet, and that means people have their own computers, which may have all sorts of security problems," he says.

Outbound spam from an organization indicates a security problem, Quarterman says, sometimes because machines have been compromised by botnets and sometimes because users have fallen to phishing ploys. Either way, it means security should be tightened up.

The goals of the research project are to reduce spam and improve organizations' security by drawing attention to their rankings in the hopes that public scrutiny and pressure from customers and peers will encourage them to do something about it.

It worked for at least one medical center in California, according to the center's CIO who spoke on the condition of anonymity. The CIO of the center contacted the CSO after it was ranked at the top of the top medical-profession spammers. "The CIO told me, 'Get us off this list,'" the CSO says.

It turns out that certain end users had fallen for phishing emails purporting to come from the medical center's IT staff. The email said they had exceeded their email storage limits and should click on a link to get it increased. The link triggered a popup window that asked for their user names and passwords. Some users complied, and the credentials were used to get the attackers into the mail server via Outlook Web Access. Once there, they used the server to send spam, the CSO says. Educating end users about how to recognize phishing attempts brought down outbound spam from tens of thousands per day at its peak to less than 100 per day, the CSO says.

SpamRankings.net is running experiments with its rankings, says Andrew Whinston, a professor at the Center for Research in Electronic Commerce at the UT business school. For example, it is ranking the biggest spammers in certain countries and publishing the list, but ranking them in other countries but keeping the list private. The experiment is meant to see whether the entities ranked publicly drop off the list faster than those for which there is no public ranking, Whinston says.

The lists could be used for marketing purposes, Quarterman says. A business could note that its rival, for example, appeared repeatedly on the list and use that as a competitive advantage. Or a business that appeared on the list could say it responded quickly and has fallen off the list.

Depending on the results, the research could indicate that legal requirements to publicly post data security stats about businesses could drive them to be more secure, Whinston says. "Then we'd know how to present that information to the public" to have the greatest beneficial impact, he says.

"We're not trying to solve the spam issue," he says. "We're trying to deal with the broader issue of whether companies should publicly report security issues."

(Tim Greene covers Microsoft for Network World and writes the Mostly Microsoft blog. Reach him at tgreene@nww.com and follow him on Twitter https://twitter.com/#!/Tim_Greene.)

Read more about wide area network in Network World's Wide Area Network section.

For more information about enterprise networking, go to NetworkWorld. Story copyright 2011 Network World Inc. All rights reserved.

Source: http://feeds.pcworld.com/click.phdo?i=4924c38f1bdbae0356f2bdd88de65e6e

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What happened to Michael Phelps? Ryan Lochte blitzes everyone in 400 IM. (+video)

Ryan Lochte delivered an emphatic performance in winning the 400 IM, but Michael Phelps shockingly finished out of the medals, raising questions about what went wrong.?

By Mark Sappenfield,?Staff writer / July 28, 2012

USA's Ryan Lochte competes in the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London Saturday.

David J. Phillip/AP

Enlarge

Frankly, the race was over after the first 100 meters. The only suspense was whether Michael Phelps would win a medal at all.

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He didn't. In fact, he didn't come all that close. And now we must wait until Monday ? for the heats of the 200-meter butterfly ? to begin to answer the question no one was asking before these Games began.

What happened to Michael Phelps?

From start to finish, the 400-meter individual medley was Lochte's race. He could have swum with the gold medal already around his neck, and he still would have finished first. By a lot. Billed as a showdown between two of the greatest swimmers ever, Lochte swam against only invisible competition ? the golden world-record line on TV that just beat him to the finish.

Slightly ahead of the field after 100 meters of freestyle, Lochte needed rearview mirrors to see it after the backstroke and breaststroke. By the time he finished, the swimmer in second place was three body-lengths behind.?

And that swimmer was not Phelps. It was Brazilian Thiago Pereira, who summed up the evening nicely in stating, "I didn't expect this."?

Nor was Phelps the next one to touch the wall. That was Japanese Kosuke Hagino, a 17-year-old who, last year, finished third in the world junior championships.?

Then came Phelps, 0.34 seconds later.?

Of all the sportsmen who walk this earth, Phelps is perhaps most deserving of a mulligan and a measure of patience from fans. Then again, the man laboring in Lane 8 didn't look remotely like Michael Phelps.

Brazilian Luca Martin got a good look from Lane 7 next door, and he didn't think it looked like Phelps, either.

"It's so strange to see Phelps like that," he said.

Phelps didn't disagree. "I was trying to find a gear that I couldn't find," he said. "I have swum better races, and I have been better prepared. It was a very frustrating finish."

It is that second-to-last sentence that must raise some doubts about Phelps's assumed victory lap in London. "Better prepared" could have been engraved into each of his 14 gold medals. Yes, Phelps has uncommon physical gifts, but his greatest gift is his mental strength ? ? and that is founded upon his certainty that his rigorous training meant he never would have to utter, "I have been better prepared."

In May, when Phelps was still trying to prove that he could come back from several indifferent years of training, he told a media summit: "Hopefully, I didn't get too far behind that I can't make up the difference."

He appeared to dispel those doubts at Olympic trials, when he beat Lochte in three of four races ? and while he lost to Lochte in the 400 IM then, too, he raced it in 4:07.89. Had he matched that Saturday, he would have taken silver by nearly a second.?

So what happened?

Before the Games began, Phelps said how he was going to enjoy these Games. "I'm having fun," he said in a news conference. "It's a question of: How many toppings do I want on my sundae?"

Perhaps Phelps, the ultimate grinder, can't turn into a cherries-on-top sort of swimmer overnight.?

Before the Games began, Phelps said he was going to have to manage his emotions in this, his last meet. "There are going to be the last competitive moments in my career," he added. "It's big."

Perhaps he's letting those emotions get the better of him.?

Or perhaps he just had a bad day at the pool.

To be honest, we didn't know what a bad day at the Olympic pool looked like for Phelps before now. There had never been any.?

So now we're left to wait, and wonder. Did that man in Lane 8 really kidnap Michael Phelps, or is Superman simply waiting in the phone booth?

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/RWMdYykU_u4/What-happened-to-Michael-Phelps-Ryan-Lochte-blitzes-everyone-in-400-IM.-video

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Friday Fit Tip: 5 Ways to Avoid Feeling Bloated - Be Fit with Kristen ...

Need to fit into those skinny jeans or that sleek black dress tonight? ?Here are a few ways to keep your tummy flat and less bloated.

1. Limit Sodium Intake: ?Sodium causes you to retain water. ?Stay away from pre-packaged foods and look for the low-sodium on food labels.
2. Drink Tea High in Probiotics: ?Herbal teas such as peppermint and ginger contain probiotics or ?good bacteria?. ?Probiotics help ease digestion and bloating. ?By the way, Greek yogurt is also high in probiotics.
3. Avoid Artificial Sweeteners: ?Sugar alcohol and other?artificial?sweeteners can lead to bloating. ?Use natural sweeteners such as stevia, honey or agave nectar instead.
4. Slow Down on Carbonated Drinks: ?Sodas, seltzer water or anything with bubbles can cause gas to get trapped in your stomach. ?Try switching it up to water with lemon or lime to help de-bloat.
5. Eat Small, More Frequent Meals: ?Eating large meals can lead you to feel uncomfortably full and bloated. ?Try cutting back on your portion size and eating up to 5-6 times per day. ?Think of your meals as large snacks?and not a big feast.??

What are some tricks you use to avoid feeling bloated? ?

Source: http://befitwithkristen.com/2012/07/27/friday-fit-tip-5-ways-to-avoid-feeling-bloated/

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Chapter 7 Bankruptcy ? Here is how it works

If you are planning on filing for bankruptcy in the near future then chances are good that you will be filing for, or forced to file, under Chapter 7 bankruptcy. If you own a business that is filing for Chapter 7 this means that your company will have a Trustee appointed by the court and operations will cease.

The trustee will sell the business assets and use the money to pay off the company?s debts. Sometimes this means that a lot of people will lose their jobs, but not always. At times the company can be left partially intact and continue running business as normal but with someone else running things.

But Chapter 7 bankruptcy is also available to be filed by individuals, not just businesses. When an individual files for Chapter 7 there will be a list of property made that can be used to pay off the debt and a list of property that is exempt from being sold. Some debts may not be eligible to be handled under a Chapter 7 bankruptcy, like real estate mortgages, and will be kept intact.

After the bankruptcy is filed the trustee will sell all non-exempt property and all the proceeds will be used to pay back creditors. Although the bankruptcy will manage to resolve most of your unsecured debts there are certain debts that. This list of remaining debts will include things like child support, tax debt, student loans, and any fine or restitution you may have been assigned in criminal courts.

While filing bankruptcy does give you a chance to start over again and rebuild your financial history, there are also consequences you need to consider. One of the consequences is that most of your valuable possessions will have been sold, so you will have to save up and buy replacements. This process may be extremely difficult for you to swallow, but will open up opportunities for better money management in the future.

The biggest consequence is that it will reflect the bankruptcy on your credit report for a full 10 years. This means that you may not be able to get any other loans or new credit, but this could also happen with a lot of debt so it might be worth the hassle for awhile to start over.

There are a lot of things that you need to consider before filing Chapter 7 bankruptcy. If you are being forced to file then you might have the option of avoiding this for the reason that it might be abusive to force you to file under Chapter 7. Maybe a Chapter 13 would work better for your financial situation. Make sure that you understand what the differences are and make the decision that is right for you.

Source: http://traduke.com/chapter-7-bankruptcy-here-is-how-it-works/

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You've Got to Be Crafty to Take Down the Empire With this LEGO Star Wars Chess Set [Daily Desired]

This whole rebellion business could have been handled with much more savvy than just blowing up home planets and Deathstars. Both sides could have sat down to a friendly no-holds-barred, all-or-nothing chess match with the fate of the galaxy on the line like civilized people. More »

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Concrete Tools in Houston - Decorative Concrete Supply Offers ...

Carrollton, TX - Decorative Concrete Supply offers affordable concrete tools in Houston. Contractors that want affordable concrete tools choose Decorative Concrete Supply in Houston. The Decorative Concrete Supply team is known for exceptional service and affordable concrete tools in Houston. The staff at Decorative Concrete Supply is prepared to help concrete contractors find the best solutions for everything they need to get the results they expect. Decorative Concrete Supply also offers some of the best concrete pigments for contractors in Houston. The company offers additional information on affordable concrete tools by calling 713-462-8884 or visiting the Decorative Concrete Supply web site at http://www.decorativecs.com The option landscapers and designers take have a direct impact on their success. Why not choose the best in the industry? Concrete Contractors select Decorative Concrete Supply for quality materials that deliver quality results and want the best value. Decorative Concrete Supply's collection of concrete pigments mean you get a huge concrete material selection and a great selection of concrete stains from one supplier. Concrete Contractors select Decorative Concrete Supply for their huge concrete material selection when they want results. Concrete Contractors are discovering Decorative Concrete Supply for top brands in decorative concrete. They appreciate the service and knowledgeable staff. The Decorative Concrete Supply staff leads the market in concrete pigments and concrete stains. Now homeowners can get everything they need to get the results they desire. Decorative Concrete Supply offers quality materials that deliver quality results for landscapers and designers.

Now concrete contractors can get the huge concrete material selection they need. Decorative Concrete Supply offers their huge concrete material selection to concrete contractors. Decorative Concrete Supply leads the industry in quality materials that deliver quality results. Concrete Contractors choose the Decorative Concrete Supply team for their huge concrete material selection. Homeowners select Decorative Concrete Supply for top brands in decorative concrete when they want the absolute best value. Get the results you demand with Decorative Concrete Supply's concrete pigments and get a huge concrete material selection. Concrete Contractors looking for top brands in decorative concrete appreciate the offerings at Decorative Concrete Supply. Homeowners looking for quality materials that deliver quality results appreciate the offerings at Decorative Concrete Supply. In Houston Decorative Concrete Supply introduces decorative concrete materials.

About Decorative Concrete Supply and Affordable Concrete Tools in Houston Decorative Concrete Supply has been a family-owned and operated top distributor of decorative concrete products for over 20 years. We offer fast and friendly service of only the highest quality products at competitive prices. DCS is recognized as a leader in the decorative concrete industry and has received several awards as a top distributor. For additional information: http://www.decorativecs.com or call 713-462-8884 Decorative Concrete Supply offers affordable concrete tools in Houston.

Media Contact: Kim Creager 713-462-8884 kim@decorativecs.com

Company Contact: Decorative Concrete Supply - Carrollton 1300 North IH-35 Ste 120 Carrollton, TX 75006 Phone: 713-462-8884 kim@decorativecs.com http://www.decorativecs.com

Decorative Concrete Supply - Houston 8310 Castleford Ste 250 Houston, TX 77040 1-877-460-8884 kim@decorativecs.com http://www.decorativecs.com

Decorative Concrete Supply - Buda 536 Commercial Drive Buda, TX 78610 1-877-295-8881 kim@decorativecs.com http://www.decorativecs.com

Decorative Concrete Supply - Fort Worth 1150 W. Blue Mound Rd Ste 302 Fort Worth, TX 76131 866-854-8881 kim@decorativecs.com http://www.decorativecs.com

NOTICE TO READERS: Provided by Decorative Concrete Supply for news purposes only to announce products, events or services. This material was not prepared or distributed as an independent endorsement, testimonial or review and should not be read as such.

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Consolidating Credit Debt, Developing A Budget | YodZiaN.CoM ...

Home
> Debt Consolidation > Consolidating Credit Debt, Developing A Budget

Before taking out a second mortgage, it is important to develop a reasonable budget budget with reasonable expectations. Too many Americans let debt get them down. Each year consumer debt hits record highs. Many times people run across obstacles as the result of sickness or econmic hardships from loosing your job. Sometimes, careless spending can occur, so it is important to recognize it and make a change for the better. Homeowners there are viable options for consolidating credit cards without having to take the bankruptcy.

The first step towards overcoming your financial obstacles is to do a realistic assessment of how much money you are bringing in, and and how much money have going out for expenses. Start by listing your income and then list you debts, and the monthly payments for each bill. This is a formula for calculating your debt to income ratio.

Don?t forget to include your housing expenses,those that are the same each month, such as your existing mortgage payment, home equity loan payment, lease payments for automobiles, and everyone?s favorite, insurance payments. If you need help with this credit assessment, ask your loan officer to see what debt consolidation loan options you qualify for. A good loan officer can assist you in analyzing your debt ratio, and should be able to present some solutions to you within 24 hours.

Many times these second mortgages can reduce years of interest because these loans allow you to refinance revolving credit into a fixed rate mortgage. If you are in a position to save some money, and lower your monthly payments then consider a home equity loans to 125% and enjoy the money that goes into your bank account.

Dan Ambrose is a true mortgage authority who has been in the business for nearly 15 years. Today Dan is a free-lance writer, and account executive for Irwin Home Equity. He offers loan tips to anyone interested in maximizing home equity. Previously, Dan has done some consulting for Countrywide, and BD Nationwide Mortgage. You can read more of his articles about Second Mortgage

Source: http://www.yodzian.com/html/content/consolidating-credit-debt-cm-developing-a-budget/

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Noted UK Businessman releases ebook on Negotiating a Successful

A new ebook authored by one of the globe?s noted deal makers discusses how success is achieved and how disaster is avoided.

The ebook is Becoming a Dealmaker ? Business Negotiation Basics? which deals with the basics of negotiating and is available at Amazon.com , www.amazon.com/Becoming-Dealmaker-Business-Negotiation-ebook/dp/B008B84KH2 . Author Paul Renner of dealmakeracademy.co.uk , has an international reputation for bringing businesses together.

?I have learned a great deal in my years in the business world. It?s easy to say that I have learned good and bad, but the truth is, all of it is good,? he said. ?Even the mistakes I have seen are good because I have learned to avoid doing the same thing from that point on.?

Mr. Renner?s easy-to-read book available on the Kindle covers common problems, personalities and how those influence business deals.

Among the topics covered are:

? The Four Phases of Negotiation
? Understanding the Opposition
? Bargaining and Haggling
? How to Close and Get Commitment for the Deal
? Your BATNA ? Best Alternative to a Negotiated
? ZOPA ? Zone of Possible Agreement
? Six Critical Skills of Negotiation
? What Do You Do When Someone Walks Away?
and a number of other topics.

?I have distilled my experience into an ebook to help you be successful. In my book you will learn what works, what doesn?t and how to come to the table better prepared,? Mr. Renner said. ?This inexpensive book will repay the investment exponentially.?

Paul Renner is a Dealmaker Specialist who has founded several information based companies including Dealmaker Academy and C6 Intelligence Information Systems, a financial information database used by banks, financial institutions and insurance companies.

Contact:
Paul Renner
ku.oc.ymedacarekamlaednull@ofni

For more information

http://www.amazon.com/Becoming-Dealmaker-Business-Negotiation-ebook/dp/B008B84KH2

http://dealmakeracademy.co.uk/

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Source: http://www.freepressreleases.com/noted-uk-businessman-releases-ebook-negotiating-successful-business-deal/202062

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Genuine Estate Investing Tips | South Jersey Real Estate Agent

Prior to thinking of taking part in any type of actual estate investing 1 wants to have the proper attitude from the start off. A single also demands plenty of foresight and patience. It?ll take time to buy and close the deal as well as to accomplish whatever repairs could be necessary to make the home buyer friendly before it could be resold for a profit. Apart from the obvious one will also have to spend an excellent deal of time obtaining analysis completed, generating important decisions and forming the appropriate enterprise relationships.

The best approach to get started out in commercial genuine estate is to do it on a modest scale and then work ones way up as you gain a lot more encounter to the huge leagues.

The primary aim of commercial real estate investments is always to make a profit so cautious thought has to become put into what you?re investing in, this can not be said sufficient. Also make sure that you as well as your properties are properly protected. Treat each investment as a separate entity in order that within the event there is a lawsuit or some other encumbrance on one it will not affect the other individuals in any way. A qualified actual estate lawyer is going to be in a position to guide you via the procedure.

An additional thing to consider is that these bargains do have a tendency to take a little longer to close and to begin making profits as opposed to residential homes. It takes longer to go although the buying method is a bit a lot more difficult to renovate and a bit a lot more tough to industry. In spite of all this when all things fall into location the rewards are much greater.

There is certainly nothing at all incorrect with real estate investing, the only issue that 1 has to note is that it does take a lot of perform so you need to choose whether or not you might be willing to go through with it.

Francisco Parsons is a blogger that blogs on matters that relate to realestateinvestingwealth.com, and other interesting topics including phil grove.

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Posted under Local Real Estate News

Source: http://southjerseyrealestateagent.com/?p=10276

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Pets and More Pets ? Raw Dog Food Helps Dogs in Many Ways

As pet owners think of their dog?s health, they want the very best for them. They make sure to take their dog to the vet for regular checkups and give them plenty of room for exercise. When it comes to their diet, they do a lot of research. After they have done their research, many begin to introduce their dog to a raw dog food diet.

A raw dog food diet is a diet that is filled with uncooked, unprocessed foods. This diet is filled with raw meat, bones, organ meats and fruits and veggies. These foods can be bought and mixed at home or pet owners can purchase them already made.

People have many different reasons for switching their dog over to a raw dog food diet. Many of these pet owners have taken the time to research different diets for their pets and found this to be the best. Others have watched their dog suffer medical issues and have decided to switch. Regardless of why, all these pet owners see great benefits.

There are many different benefits that pet owners have reported after starting the raw dog food diet. The physical differences they see in their dogs often leave them breathless. The dog?s coats get thicker and have more of a glossy shine than they had before. There have been many reports of a dog with skin problems no longer having those problems after they started the diet.

Dogs also see to become more energetic after they begin the raw dog food diet. When pet owners see the increase in energy, they talk to their vet about the reason for the change. As their vet explains, they understand that the food is providing more nutrients for their body. They understand that their bodies don?t have to work so hard to process the food.

The longer pet owners feed their dogs raw dog food, they see more differences. They begin to notice that their dogs no longer have awful breath. Many vets thank the chewing that is required in this diet for that. They also notice their dog has fewer feces. That is because more of the food is being used for the dog?s benefits and not indigestible.

All dog owners don?t believe in the benefits of the raw dog food diet. There are many that believe that it isn?t healthy to feed a dog raw food. Most of this belief comes from their fear that this diet isn?t nutritionally balanced and dogs will suffer growth problems.

Raw dog food isn?t something that is a new concept. There are many people that believe their dogs have great benefits because of this diet. Others think that it?s dangerous to feed a dog. The decision should be made with the dog in mind.

I enjoy blogging about lots of dog-related topics. Click here for more information.

Source: http://petsandmorepets.com/2012/07/raw-dog-food-helps-dogs-in-many-ways/

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Citizen researchers help unlock European genetic heritage

ScienceDaily (July 25, 2012) ? A University of Sheffield academic is helping a team of citizen scientists to carry out crucial research into European genetic heritage.

Citizen Scientists are not required to have a scientific background or training, but instead they possess a passion for the subject and are increasingly being empowered by the scientific community to get involved in research.

Dr Andy Grierson, from the University of Sheffield's Institute for Translational Neuroscience (SITraN), has helped a team of citizen scientists from Europe and North America to identify vital new clues to tell the story of Europe's genetic history.

Dr Grierson explained: "Understanding European history since man first arrived on the continent is a huge challenge for archaeologists and historians.

"One way that scientists can help is by studying the genetics of European men. All men carry a Y chromosome that they inherit from their father, which has been passed down the generations from father to son for thousands of years. So most men in Europe will share common ancestry at some point in the past, and we are able to investigate this shared ancestry using genetic studies of the Y chromosome.

"However, up until recently, there have not been many genetic clues on the Y chromosome to allow scientists to be certain about identifying different populations."

The team has addressed this problem by downloading human genome data obtained by the 1000 Genomes Project from the Sanger Centre in Cambridge. Then, working on their home computers, they managed to extract 200 novel genetic variants from Y chromosomes of the most numerous group of western European men.

By determining the patterns of these markers in each of the 1000 Genomes Project samples, the team was able to draw up a new family tree for the majority of men in Western Europe.

The group hopes that this resource will allow a much more detailed analysis of migration and expansion of populations in Europe. For example, some of the new genetic markers may help to study the origins and movements of different historical and cultural groups such as the Celts.

Dr Grierson added: "This community-led approach to genetic research could easily be adopted by other research areas. In particular, the 1000 Genomes Project has made the whole genome sequence of more than 2,000 individuals freely available for research purposes. These sequences potentially contain new information that will give important insight in diverse disciplines such as clinical medicine and evolutionary biology.

"One problem is that the amount of data analysis involved is huge, so working in partnership with citizen scientists allows us to move forward far more rapidly. There are thousands of science graduates, who for one reason or another have pursued non-scientific careers. Getting involved in citizen science projects is one way that these people can re-engage with research. Likewise many people with careers in IT and computing already have the sorts of skills required for analysing whole genome sequences in projects like ours."

Richard Rocca from Saddle Brook in New Jersey, USA, a community scientist involved in the project, said: "By searching through vital records such as birth certificates, many of us can trace our ancestry back several generations. The task is very time consuming, especially for those, like me, whose ancestors left Europe many generations ago. As gratifying as the results may be, once the paper trail ends, we are left to wonder about our deep ancestry. By working together, we were able to add many levels of detail to the genetic tree. I have no doubt that this new information will help some of us trace our individual ancestries back into pre-history."

Greg Magoon, from Manchester in Connecticut, USA, another community scientist involved in the project said, "It's a very exciting time for this field. The development and use of new genome sequencing technologies over the last few years along with the public availability of data obtained with these technologies, particularly from initiatives like the 1000 Genomes Project, are enabling us to make rapid progress in our understanding of historical human migrations and paternal lineages. We've tried to show how such progress can be facilitated by an engaged community of individuals, with varied and complementary skills, connected via the Internet."

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Story Source:

The above story is reprinted from materials provided by University of Sheffield.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Richard A. Rocca, Gregory Magoon, David F. Reynolds, Thomas Krahn, Vincent O. Tilroe, Peter M. Op den Velde Boots, Andrew J. Grierson. Discovery of Western European R1b1a2 Y Chromosome Variants in 1000 Genomes Project Data: An Online Community Approach. PLoS ONE, 2012; 7 (7): e41634 DOI: 10.1371/journal.pone.0041634

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/07/120725105502.htm

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Your feet may soon be your password

13 hrs.

John Roach

Shoes outfitted with high-tech soles that can confirm a person?s identity in just a few steps may soon serve as our keycards and?computer passwords, and could?even let doctors know when we show signs of dementia.

They work by combing physical and behavioral biometrics ? measurements of a foot?s shape and person?s gait, for example.

Both the shape of our feet and how we walk are unique, explained Todd Gray, chairman and president of Autonomous ID.?

An algorithm fuses this information to create an anonymous ID that is stored on a tiny chip in the insole.

?Not even the user knows what it is,? he told me.

This ID is used, for example, to unlock your door you are within a few feet of it.?

?There is nothing to remember, nothing to swipe, nothing to touch, no backend system to incorporate the authenticity of the biometric,? he said.

Gray said he started working on the concept in 2007 when Iraqi insurgents dressed in U.S. uniforms walked onto a base and abducted U.S. soldiers.

The concept is considered more secure and private than, say, using a fingerprint or eye scan to gain entry to a high security area.

?If your thumb is the only access into a door, they are going to cut it off,? Gray said. ?This is war.?

Autonomous ID partnered this July with Carnegie Mellon University?s Pedo-Biometrics Research and Identity Automation Lab to authenticate and fine tune the technology.

The lab is to receive $1.5 million per year in funding for the venture.

The team will also probe the potential to use the technology as a way to detect early warning signs of diseases such as Parkinson?s and dementia, which can affect how we walk.

Changes in gait, which the insole would notice, could be monitored for a few weeks, explained Mario Savvides, the lab?s director.

?We haven?t started working on this yet, but once we do, it is going to open up a whole new world of possibility,? he told me.

--Via The Verge?

John Roach is a contributing writer for NBCNews.com. To learn more about him, check out his website. For more of our Future of Technology series, watch the featured video below.

Source: http://www.futureoftech.msnbc.msn.com/technology/futureoftech/your-feet-may-soon-be-your-password-905968

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PFT: Panthers ship lineman Otah to Jets

Getty Images

The ongoing rash of player arrests has caused some to argue that the situation demonstrates the importance of Commissioner Roger Goodell?s broad powers over player conduct.

Others (or, at a minimum, I) think that there?s no link between the arrests and the procedures for imposing discipline.? And that, regardless of the procedures, the current system clearly isn?t working.? And that to the extent players don?t believe a fair system is in place for processing player discipline, it will be difficult if not impossible to get players to buy in completely to the league?s overall efforts to monitor and punish player behavior away from the field.

Bills union representative George Wilson recently touched on that last point, explaining to Zig Fracassi and Gil Brandt of SiriusXM NFL Radio (via Tim Graham of the Buffalo News) that players ?don?t figure it?s a just system when you?re appealing to the same judge who issued out the discipline.?

?How many judges do you know are going to overturn a ruling that they made?? Wilson said.? ?They?re not going to do that.? It makes them look incompetent.?

Wilson then made the NFLPA look incompetent by suggesting that he was led to believe when voting for the new CBA that real changes to Goodell?s judge/jury/executioner powers would be made.

?The information I received and the information I had when I placed my vote was that on player discipline, a mediator will be brought in on anything over a $50,000 fine,? Wilson said.? ?That was my understanding and why I voted in favor of the CBA because I felt like anything over $50,000 that the Players? Association along with a mediator would be brought in to hash out and resolve the matter.

?Whereas now, it seems as if we?re still under the same system that?s been in place since Commissioner Goodell has taken over as commissioner.?

If that happened, that?s a real problem.? But it wasn?t a universal misunderstanding.? Steelers representaive Ryan Clark definitely wasn?t under that impression.? And his team unanimously voted against the new labor deal last year due in large part of Goodell?s powers.

All that said, Goodell?s powers aren?t unlimited.? Punishment for on-field violations continues to be reviewed by Art Shell or Ted Cottrell, who have been jointly appointed and who are jointly compensated by the NFL and the NFLPA.? As to off-field issues, including conduct detrimental to the game, personal-conduct policy violations, substance-abuse policy violations, and steroids/banned substances issues, Goodell has full power.

And Goodell (or one of his designees) will from time to time reverse an initial decision.? It happened last year, after Steelers safety Troy Polamalu was fined for using a cell phone to call his wife after leaving a game with ?concussion-like symptoms.?? It has happened many times with drug and steroids appeals that remaining fully confidential while pending.? It likely will happen again.

But it shouldn?t have to happen.? Goodell shouldn?t have full power over these issues.? If he?d be willing to surrender that control to a reliable and fair third party, the players could be more inclined to embrace the league?s ongoing efforts to deal with the small percentage of players who are making all of them look bad.

Source: http://profootballtalk.nbcsports.com/2012/07/23/panthers-ship-disappointing-jeff-otah-to-jets-for-a-pick/related

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Wedding gift for couples

Wedding gift for couples

10:20pm Sunday 22nd July 2012 in News

A COUPLE who celebrated their silver wedding have helped to raise money towards the cost of comfortable seats for others about to married in St John the Baptist Church, Claines.

Chris and Judy Hooper are members of Claines Amateur Theatrical Society (CATS) which staged a concert in the church, featuring rock and pop classic songs, all reflecting the theme of friendship.

CATS, which is closely allied to the church, decided to donate ?175 of the money raised towards the cost of upholstered seating for fut-ure brides and grooms.

Mrs Hooper said: ??It will give couples somewhere more comfortable to sit in the ves-try while discussing wedding arrangements with the vicar and when signing the register after the ceremony itself.?? The concert involved a choir of members singing numbers ranging from Don?t Stop Believing and Got To Get You Into My Life, to Bridge Over Troubled Water and Somebody to Love. The show was directed by Mrs Hooper, with Gail and Billi Kainey as the musical directors. The choreography was arranged by Mrs Hooper and Abbi Jakeman.

Source: http://www.worcesternews.co.uk/news/9830219.Wedding_gift_for_couples/?ref=rss

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Colorado mourns victims of 'diabolical' theater gunman

Shannon Stapleton / Reuters

A woman stands during a morning Mass remembering the victims of the movie theater shootings, at the Queen of Peace Catholic Church in Aurora, Colo., on Sunday.

By Miranda Leitsinger and James Eng, NBC News

Updated at 4:09 p.m. ET: In community churches, at impromptu memorials and at a public vigil, residents of Aurora, Colo., gathered Sunday to mourn the victims of a movie theater mass-shooting that the governor said was the work of a ?diabolical, demonic? individual.

As worshippers pondered how the massacre could have happened, investigators said they don?t know what prompted a gunman police identified as a graduate-school dropout to open fire during a packed midnight premiere of the latest ?Batman? film, ?The Dark Knight Rises.? The massacre left 12 people dead and 58 injured.

President Barack Obama was traveling to Colorado on Sunday to meet privately with families of the victims.

---

The message from Aurora was clear: On the online homepage of the Aurora Sentinel, the hometown paper, a headline blared: "Welcome back to Aurora, Mr. President. We?re hurting, and we need your help. The whole country does."

A public vigil was scheduled for 6:30 p.m. in front of Aurora City Hall, organized by civic, community and religious leaders.

"Our culture needs to change,'' Fr. Mauricio Bermudez told a packed Mass at the Queen of Peace Catholic Church in Aurora, Reuters reported. "What kind of people are we becoming? Today, we must change. Today is the day.''

At the Vatican, Pope Benedict XVI said he was??deeply shocked? by the ?senseless violence? in the?Colorado movie theater shootings. In his traditional Sunday blessing, Benedict said he shared the distress of the families and friends of the victims. He said he was praying for all ?as a pledge of consolation and strength? for God.

Shannon Stapleton / Reuters

As many as 12 people were killed and 50 injured at a shooting at the Century 16 movie theatre in Aurora, Colo. early Friday during the showing of the latest Batman movie.

The suspect, identified as James Eagan Holmes, was reportedly jailed in solitary confinement, awaiting his first court appearance on Monday. Police have said Holmes planned the massacre with "calculation and deliberation," arming himself with ammunition delivered to his home and school over a period of months.

Aurora Police Chief Dan Oates said ?there is absolutely no question that this guy acted alone.?

After a day of dismantling suspected Colorado gunman James Holmes' booby-trapped apartment, federal law enforcement officials are a step closer in their investigation. NBC's Mike Taibbi reports.

Colorado Gov. John Hickenlooper, speaking on NBC?s "Meet the Press" on Sunday, said the motive for the shooting remains a mystery. He described Holmes as "a twisted, really delusional individual" who had not been cooperating with authorities.

"He was diabolical, demonic," Hickenlooper said.

John Hickenlooper visits Meet the Press to update NBC's David Gregory on the most recent information from the tragic shootings in Aurora, Colo.

Holmes had recently withdrawn from a competitive graduate program in neuroscience at the University of Colorado Denver, where he was one of six students at the school to get National Institutes of Health grant money.

The university said it's investigating whether Holmes used his position as a graduate student to order materials in the potentially deadly booby traps that police said they found in his apartment.

Twenty-four shooting victims remained hospitalized on Sunday at area hospitals. They included Ashley Moser, whose 6-year-old daughter, Veronica Moser Sullivan, was among those killed. Ashley Moser, who was shot in the back, was told of her daughter?s death on Saturday by her mother, a chaplain and her doctor.

Authorities said Holmes'?apartment was rigged with jars of liquids, explosives and chemicals that were booby trapped to kill whoever entered it. Bomb?technicians neutralized a makeshift?explosive device and by late Saturday afternoon, all hazards had been removed from Holmes' apartment, police said.

Police said Sunday they have finished collecting evidence from the apartment, but it's not known yet when the building's residents would be allowed to return home. "Security of the building is still being maintained because of chemical hazards from the suspect's apartment," Aurora police said in a statement.

The theater where the shooting happened is expected to remain off-limits for up to a week as police continue to process evidence.

Meanwhile, the owner of a Colorado gun range said?Holmes applied to join the club a few weeks before the shooting but never became a member.

Glenn Rotkovich, of the Lead Valley Range in Byers, said Holmes emailed an application to join on June 25.?Rotkovich followed up by calling Holmes' apartment to invite him to a mandatory orientation the following week.

Rotkovich got Holmes' answering machine and said "it was bizarre -- guttural, freakish at best," The Associated Press reported.

Rotkovich left two other messages but eventually told his staff to watch for Holmes at the July 1 orientation and not to accept him into the club, according to AP.

A?man who said he was the suspect?s uncle described his nephew as a ?nerd? and ?unassuming kid.? The uncle, also named James Holmes, lives in Carmel, Calif. He told KSBW-TV? he was ?shocked and horrified? by the news. He said his nephew never acted out during his childhood and teen years.

A standing-room-only crow jammed the Samuel Goldwyn Theater in Bevery Hills, Calif., on Saturday night for the official Academy of Motion Picture Arts & Sciences screening of ?The Dark Knight Rises." Academy President Tom Sherak asked for a moment of silence for the victims, deadline.com reported.

NBC's Kate Snow and Julmary Zambrano, The Associated Press and Reuters contributed to this story.

Related content from NBCNews.com:

Source: http://usnews.msnbc.msn.com/_news/2012/07/22/12889076-colorado-mourns-victims-of-diabolical-movie-theater-gunman-obama-tomeet-with-victims-families?lite

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Getting to the Olympics on borrowed shoes

Marathoner Gladys Tejeda, who grew up in a poor family in the mountains of Peru, will be representing her country in London even though just four years ago she had never heard of the Olympics.?

By Sara Miller Llana,?Staff writer / July 22, 2012

Peruvian marathoner Gladys Tejeda trains at high altitudes in her home province of Junin. Four years ago, she had never heard of the Olympics. Now, Ms. Tejeda, who used to herd animals on foot, will represent Peru in London.

Pilar Olivares/Reuters

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Gladys Tejeda was a teenager on the starting line of a four-mile race through the chilly Peruvian highlands of her hometown, Jun?n.

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She was certainly not thinking about Olympic glory. She didn't even know what the Olympics were. Her family didn't own a TV, and no one amid the mud-brick homes of her town ever talked about them. Besides, she was just concerned with finishing: She didn't own running shoes and only found a pair to borrow right before the race kicked off.

She ended up coming in second that day. But just over a decade later ? and only four years after watching her first Olympic Games ? Ms. Tejeda, age 26, will be representing Peru in the women's marathon during this summer's Olympics in London.

Hers is an improbable journey. She was the best runner in Jun?n as an adolescent, but her aspirations never expanded much beyond local races and the small-town recognition that came with it: a bit of cash, pencils or notebooks for school, some running paraphernalia.

Competing professionally was the last thing on her mind. She was the youngest of nine children (three of whom died at birth). Her parents were subsistence farmers who earned income by taking care of others' animals. The four boys and two girls each started working at age 8, selling fruit or helping in the fields. "We didn't have any money," Tejeda says. "We couldn't afford shoes, or plane tickets to compete abroad, or for me to do nothing but run."

Her parents and siblings knew she was fast. Each day the kids had to shepherd cows to grazing areas, an eight-mile round trip. Tejeda always got the job done the quickest. When her mother needed cooking oil or sugar from the store, she would dispatch her youngest "because she would just run, run, so fast," says her mother, Marcelina Pucuhuaranga.

The Tejeda family got its first TV in 2007, and it was the next year that Tejeda learned about the Olympics, watching the Beijing Games. Her older brother Jorge turned to her, as the family sat transfixed, and asked: "Why don't you run in the Olympics?"

It seemed like a preposterous idea. After all, Tejeda, who was 22 at the time, had never competed in a professional race. The longest she had ever run was 50 minutes. Her father had also died and she had quit running for a year. She only started again with the coaxing of co-workers at the flour factory where she worked.

The next year all the local races paid off. In 2009, the reputation of the "girl from Jun?n" spread, and a Peruvian trainer offered to teach her with a group of other budding marathoners in the state capital, Huancayo, 100 miles away. "I cried and cried," she recalls. "I had never been away from my mother."

Since then, her rise has been breathtaking. She qualified for the Olympics during her first marathon, in Seoul, South Korea, last year, and then captured the bronze medal in the Pan American Games in Guadalajara, Mexi-co. The London Games will be only her third marathon.

"She is an example for the rest of Peru," says Sebasti?n Marambio of the Olympian Athletic Association of Peru. "Through hard work and discipline, you can overcome any hardship."

Despite not having formal training until 2009, Tejeda believes her life in Jun?n prepared her well for elite running. Traversing 13,000-foot mountains, in cold air and on icy roads, gave her endurance. And her mother instilled in her an Olympian's discipline. "We always had to be punctual for everything," she says.

This summer, her family will once again be watching the Olympics on TV ? this time a flat-screen that Tejeda recently bought ? except for Jorge and her mother. They will be in London seeing her compete in person, on their first trip outside Peru, as a result of a program sponsored by Procter & Gamble that highlights the sacrifices mothers make raising Olympians.

"I'm a little nervous," says Tejeda. "But mostly just excited."

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/TmXwviCogEw/Getting-to-the-Olympics-on-borrowed-shoes

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Republican House leaders wary of divisive farm bill, Postal Service showdowns before election (Star Tribune)

Share With Friends: | | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

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Development Communications Manager 1270 | BestTexasBusiness ...

Boone, NC ? We are seeking a committed individual to be a vital part of the development team of Donor Ministries (DM) to minister to the information and involvement desires of high-capacity donors. The manager will proactively lead in developing, implementing, and evaluating personalized communication strategies through which relationships with major donors are won, kept strong, and lifted to mutually beneficial partnership. This includes continual monitoring, thoughtful analysis, and accurate reporting of major donors interaction with the ministry. Critical to success will be close working relationships within DM and interdepartmentally, using communications tools and methods to reinforce the organizations messages, and generating additional funding for Samaritans Purse (SP) ministries worldwide.

The Manager also will have primary responsibility for a specific portfolio of major donors as assigned. This will involve using creative, efficient, personalized communication methods in a strategy that engages donors with opportunities for significant and meaningful partnership.

The position reports to the Director of Development for SP Programs, located in Boone, NC.

Required: A personal devotion to Jesus Christ and a passion for global evangelism and discipleship. Marketing/communications background with at least 3 years experience. Bachelor?s degree; at least 12 credit hours of college level biblical studies preferred. Experience with a wide variety of fundraising concepts.

Mission Statement:
Samaritan?s Purse is a nondenominational evangelical Christian organization providing spiritual and physical aid to hurting people around the world. Since 1970, Samaritan?s Purse has helped meet needs of people who are victims of war, poverty, natural disasters, disease, and famine with the purpose of sharing God?s love through His Son, Jesus Christ. The organization serves the Church worldwide to promote the Gospel of the Lord Jesus Christ.

Distinct Objectives:
The work of Samaritans Purse is marked by five distinct objectives, grounded in Scripture and biblical principles:
PROCLAIM THE GOSPEL ? EXALT Christ and share the Gospel while working in His Name around the world
SERVE WITH EXCELLENCE ? EXCEED the worlds standard while serving the purposes of Gods kingdom
RESPOND WITH COMPASSIONATE ACTION ? EXPEDITE our response to needs as the Lord reveals opportunities to minister
DEMONSTRATE BIBLICAL INTEGRITY ? EXHIBIT character and integrity personally, at home and work
WALK IN BOLD FAITH ? EXPECT God to do the impossible? ?God Room?

Boone, NC ? We are seeking a committed individual to be a vital part of the development team of Donor Ministries (DM) to minister to the information and involvement desires of high-capacity donors. The manager will proactively lead in developing, implementing, and evaluating personalized communication strategies through which relationships with major donors are won, kept strong, and lifted to mutually beneficial partnership. This includes continual monitoring, thoughtful analysis, and accurate reporting of major donors interaction with the ministry. Critical to success will be close working relationships within DM and interdepartmentally, using communications tools and methods to reinforce the organizations messages, and generating additional funding for Samaritans Purse (SP) ministries worldwide.

The Manager also will have primary responsibility for a specific portfolio of major donors as assigned. This will involve using creative, efficient, personalized communication methods in a strategy that engages donors with opportunities for significant and meaningful partnership.

The position reports to the Director of Development for SP Programs, located in Boone, NC.

Required: A personal devotion to Jesus Christ and a passion for global evangelism and discipleship. Marketing/communications background with at least 3 years experience. Bachelor?s degree; at least 12 credit hours of college level biblical studies preferred. Experience with a wide variety of fundraising concepts.

Mission Statement:
Samaritan?s Purse is a nondenominational evangelical Christian organization providing spiritual and physical aid to hurting people around the world. Since 1970, Samaritan?s Purse has helped meet needs of people who are victims of war, poverty, natural disasters, disease, and famine with the purpose of sharing God?s love through His Son, Jesus Christ. The organization serves the Church worldwide to promote the Gospel of the Lord Jesus Christ.

Distinct Objectives:
The work of Samaritans Purse is marked by five distinct objectives, grounded in Scripture and biblical principles:
PROCLAIM THE GOSPEL ? EXALT Christ and share the Gospel while working in His Name around the world
SERVE WITH EXCELLENCE ? EXCEED the worlds standard while serving the purposes of Gods kingdom
RESPOND WITH COMPASSIONATE ACTION ? EXPEDITE our response to needs as the Lord reveals opportunities to minister
DEMONSTRATE BIBLICAL INTEGRITY ? EXHIBIT character and integrity personally, at home and work
WALK IN BOLD FAITH ? EXPECT God to do the impossible? ?God Room?

Source: http://besttexasbusiness.com/2012/07/21/development-communications-manager-1270/

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Lt. Gov. Jennifer Carroll's Comment Offends Gay Community ...

Florida Lt. Gov. Jennifer Carroll offended gay rights advocates for saying "women who look like" her are not lesbians. (Photo by Jess Liotta and Colin Liotta.)

By Ashley Lopez
Florida Center for Investigative Reporting

In an attempt to defend herself against allegations of an improper relationship with a female staff member, Florida Lt. Gov. Jennifer Carroll made a bizarre, if not insulting, remark.

Carroll told a reporter:

?The problem is that when you have these accusations that come out, it?s not just one person you?re attacking. It?s an entire family. My husband doesn?t want to hear that. He knows the type of woman I am. I mean, my kids know the type of woman I am. For twenty-nine years ? I?m the one that?s married for twenty-nine years. The accuser is the one that?s been single for a long time. So usually black women that look like me don?t engage in relationships like that.?

An ex-aide of Carroll?s, Carletha Cole, has said that she allegedly walked in on Carroll and a female staffer in a compromising position. Cole was fired and is now in legal hot water for releasing a taped conversation between Carroll and her chief of staff to a newspaper.

Carroll has so far denied the allegations. However, her most recent defense has insulted members of the gay community in Florida.

Nadine Smith of Equality Florida wrote an op-ed for the Grio aimed at Carroll:

I?m not sure what kind of extensive research she has done to?come to that conclusion about black lesbians but perhaps she?ll?publish her findings.

There are many ways for a person to deny accusations, but Lt. Gov. Carroll reached into her anti-gay bag of tricks and ended up hurling a series of stereotypes?about women, lesbians and black people in one fell swoop. The hyper, nervous giggling didn?t help matters.

What did and didn?t happen in her office I?ll leave for others to suss out. ?But let?s get to the coded language Lt. Gov. Carroll was tossing about and why it has?to be challenged.

Saying that women who ?look like? her aren?t lesbians renders a whole lot of lesbians invisible. And that invisibility has consequences.

We live in a culture that continues to ignore the lives, needs and health of black lesbians by rendering us invisible. Carroll reinforces that invisibility by perpetuating the misconception that all lesbian and same-gender loving women look and act the same, virtually erasing the diverse array of Black lesbians. ?And if lesbians look a certain way, Lt. Gov. Carroll, tell us, what do straight black women look like? In putting a fence around what lesbians are supposed to ?look like? she corrals acceptable black heterosexual womens? appearance as well ?

So passed all the ?wink, wink? phrasing and caricatures of what gay people look like, let me answer your question: Yes Lt. Governor Jennifer Carroll, you do look like a black lesbian.?You also look like a bisexual black woman and a heterosexual black woman too. And yes, some Black lesbians are gym coaches and some are models or elected leaders. Some are homeless and some anchor the news. Some are janitors and soldiers and fashion designers or pastors or chemical engineers. We come in all shapes and sizes and political and religious persuasions. Many of us look a lot like you.

The Florida Democratic Party has also jumped in. According to the Huffington Post:

Amid uproar over her comment ?black women that look like me don?t engage in [lesbian relationships],? Florida?s Democratic Party has demanded an apology from Lieutenant Governor Jennifer Carroll.

?Lt. Governor Jennifer Carroll has embarrassed our state with her public comments insulting the gay and lesbian community,? wrote party chairman Rod Smith. ?Her generalities about what Black lesbians ?look like? were ignorant, irrelevant and unnecessarily hostile.?

While it is possible that the media and/or civil rights groups are misconstruing her words, Carroll has yet to clarify what she meant when she said ?women who look like me.? The?Sarasota Herald-Tribune?reported:

The lieutenant governor?s office has not offered any clarification of those remarks, while Carroll continues to maintain that she has been falsely accused. Supportive emails from her supporters are pouring into her office, with Carroll personally thanking many of them.

?Art thanks for your support and you are correct this is a lie and a malicious attack against me,? Carroll told one of her supporters in an email Monday.

Gov. Rick Scott?s office has also denied the allegations against Carroll, calling them absurd.

Source: http://fcir.org/2012/07/20/lt-gov-jennifer-carroll-offends-gay-rights-community/

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